Because betting on Social Security is like standing on 15 when the house has an ace showing.

Because betting on Social Security is like standing on 15 when the house has an ace showing.

Posted On July 30, 2015

The Government Accountability Office’s 2013 Survey of Consumer Finances has revealed a rather frightening statistic: About half the U.S. population age 55 or older has no retirement savings. The GAO report found that 48 percent of households age 55 or older have some retirement savings; 23 percent have a defined…

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Baby Boomers, Retirement

Are you saving enough?

Posted On July 28, 2015

Are you saving as much as you should be for retirement? If you’re a typical American – and particularly a typical American millennial – probably not. A recent study on retirement saving and spending by T. Rowe Price found that millennials are saving an average of only 8 percent of…

Categories: Financial Services, Generation Y / Millennials

“Tell me again how good we have it, Dad?”

Posted On July 21, 2015

If you feel like you’re making more but have less, you might be Generation X. According to this report from Stony Brook assistant professor of finance Noah Smith, writing for Bloomberg View, the Pew Charitable Trusts tracked Generation X households like mine and found that we typically make about $12,000…

Categories: Education, Financial Services, Generation X, Work

“Millennials are not looking for perfect people…Jesus already handled that.”

Posted On July 14, 2015

How do you keep millennials in your church? You certainly can’t be afraid of change – and change is not something with which religion has been historically comfortable. This is an entity, after all, that hasn’t changed its mission statement in 2,000 years. But while the mission by definition won’t…

Categories: church, Generation Y / Millennials

Millennials are shopping. In stores!

Posted On July 8, 2015

They should be the online shopping generation. With millennials’ digital upbringing, one would think they’d never need to step foot inside something as outdated as an actual store. Or worse, a mall. One might be surprised, then, to learn that 82 percent of the Millennials surveyed in global market research…

Categories: Generation Y / Millennials

The Modern Family 80/20 Rule

Posted On July 7, 2015

July Investment Advisor column on the changing family and its importance to financial advisors:

Categories: Uncategorized